I always take out a bit of cash just in case - But place your slimline phone + keys ( also put key fobs in a waterproof bag as double safety they can be quite expensive to replace and means you cant get home)
https://www.amazon.co.uk/gp/product/B0044LWB80/ref=oh_aui_detailpage_o03_s00?ie=UTF8&psc=1
£25 is quite expensive but felt it was a better purchase. This can go sideways down a arm along chest. As well i feed the yellow cord around my arm to give it two locking points - then fir it under my impact vest.
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